Everyone at HalSi Insurance wishes you a very Happy Holiday season. Our office will be closed from Friday, December 23rd through Monday, January 2nd; returning on Tuesday, January 3rd.

However, we will check emails daily, and will respond as needed. We will also process enrollments and terminations as needed. If you need other assistance during this time, please feel free to call us on our cell phones listed below.

Sima:  520-975-5491, Lisa:  520-400-2210 and Kathy: 520-975-1637

We are extremely pleased to announce that we are now offering 401k retirement plans! 401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses considering a retirement plan, providing benefits to employees and their employers.

What are the benefits of a 401(k) Plan to an employer?

• A 401(k) plan can help attract and keep talented employees.
• Employers are entitled to a tax deduction for contributions to employees’ accounts.
• Contributions and earnings generally are not taxed by the Federal Government or by most State governments until they are distributed.

What are the benefits of a 401(k) Plan to employees?

• It allows participants to decide how much to contribute to their accounts.
• The money contributed may grow through investments in stocks, bonds, mutual funds, money market funds, savings accounts, and other investment vehicles.
• Contributions and earnings generally are not taxed by the Federal Government or by most State governments until they are distributed.
• A 401(k) plan may allow participants to take their benefits with them when they leave the company, easing administrative responsibilities.

The Arizona Daily Star recently published information regarding the newly re-drawn flood plains in Pima County, which take effect on 6/16/2011. Please be aware that due to this change your home could now be in a flood zone, and you may need flood insurance. If you purchase your flood policy before the 6/16/11 deadline you will be able to purchase it at a preferred rate. After the deadline, standard rates will apply which are considerably higher.

We highly recommend that you visit one of the following two websites to determine whether or not your home is within the new flood plains. Pima County’s site is www.rfcd.pima.gov/dfirm.   Arizona Daily Star also has a video on their website which will help you navigate through the information at www.azstarnet.com/video. Please take time to review how this change will affect your home and feel free to contact our office if you need assistance or if you need to purchase a Flood Policy.